How to Build a 40-Year Retirement Plan in Google Sheets
A complete walkthrough of building a 40-year retirement projection in Google Sheets, from accumulation through withdrawal phase, with formulas and a downloadable template.
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Insights and Updates
FinancialAha Blog
Learn more about FinancialAha, financial tracking, planning, concepts, implementation, usage, the vision behind FinancialAha, and more.
Tiller Alternative: Google Sheets Budgeting Without the Subscription
Tiller costs $99 a year for automated bank sync into Google Sheets. Here's a one-time alternative for $29 that owns the spreadsheet without the bank aggregator.
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Net Worth by Age: What the Numbers Say and How to Track Yours
Median and average net worth by age in 2026, based on the Federal Reserve's Survey of Consumer Finances. Plus a Google Sheets tracker that keeps your own number month over month.
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Quarterly Estimated Tax Spreadsheet: Safe Harbor Rule Explained
How to calculate quarterly estimated taxes in a spreadsheet, with the safe harbor rule, 2026 due dates, and a worked example for a freelancer earning $80,000 net.
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Debt Snowball Spreadsheet: Payoff Order in One Excel File
A debt snowball spreadsheet sorts your balances smallest to largest and shows the payoff order. Includes Excel template, worked example, and snowball vs avalanche math.
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Aspire Budgeting Alternative: Maintained Google Sheets Templates with Real Updates
Aspire Budgeting's core spreadsheet is free, but CSV import, auto-categorization, and the mobile app now cost $5/month via Aspire Turbo. Here's a maintained $29-once Google Sheets alternative with a category-driven transactions tab and a planned-vs-actual dashboard.
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Coast FIRE Calculator Explained: Formula and Three Worked Examples
The Coast FIRE formula in plain text, plus three worked examples at ages 28, 35, and 45. Free calculator that runs the numbers for your own situation.
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25 Self-Employed Tax Deductions for 2026 (With Tracker Template)
25 tax deductions self-employed filers can claim in 2026, mapped to Schedule C lines: home office, vehicle, retirement, QBI, and above-the-line health insurance.
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Free Monthly Budget Template for Google Sheets (2026 Edition)
The best free monthly budget templates for Google Sheets in 2026. Includes Google's built-in template, Reddit favorites, and when free runs out of room.
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How to Calculate Your Net Worth (Formula, Example, 2026 Template)
Net worth equals total assets minus total liabilities. Here's the formula, a worked example with real numbers, and a Google Sheets template that does it for you.
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ProjectionLab Alternative: Retirement Projections in a Spreadsheet You Can Audit
ProjectionLab is $129/yr (Premium) or $549/yr (Pro), with no one-time option. A Google Sheets retirement projection template that runs the deterministic year-by-year math costs $39 once.
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Tax Deduction Tracker in Google Sheets: Schedule A Categories, Row by Row
How to build a tax deduction tracker in Google Sheets, with Schedule A categories mapped to spreadsheet rows. Template link, worked example, 2026 standard deduction.
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Budget Spreadsheet Templates for Google Sheets (2026)
Compare the best budget spreadsheet templates for Google Sheets in 2026. Covers free and paid options, what to look for, and which template fits different budgeting styles - from simple tracking to full annual planning.
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Creating a Financial Plan for Major Life Changes
Financial planning guidance for marriage, having a child, buying a home, career changes, divorce, retirement, and starting a business. What to prepare, what changes, and what most people overlook.
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Budget-Friendly Date Night Ideas
40+ date night ideas organized by budget - free, under $30, and under $75. Plus how to build a recurring date night fund into your monthly budget without guilt.
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