Retirement planning, FIRE calculations, and long-term projections. Articles covering retirement & fire topics with practical guides, calculators, and spreadsheet templates.
19 articles
Coast FIRE means you have enough invested that compound growth will cover retirement - without saving another dollar. Here's how to calculate your coast FIRE number and what it actually means.
How to track all your retirement accounts - 401(k), traditional IRA, Roth IRA, 403(b), and HSA - in one place. Covers contribution tracking, allocation views, and consolidating old accounts.
Calculate your Coast FIRE number - the savings amount where compound growth alone reaches your retirement target. Includes the formula, worked examples at different ages, and growth projections.
Calculate your FIRE number - the amount needed to retire early. Covers the 25x rule, 4% rule, lean/fat/coast FIRE variations, and worked examples with real dollar amounts.
Calculate the mega backdoor Roth benefit - how after-tax 401(k) contributions converted to Roth can add up to $46,500 extra per year in tax-free retirement savings.
Calculate the benefit of a backdoor Roth IRA contribution. Understand the strategy, the pro-rata rule, and whether it makes sense for your income level.
Compare traditional 401(k) vs. Roth 401(k) outcomes based on current and future tax rates. See which produces more after-tax retirement income in your situation.
Calculate whether a Roth conversion saves money over time. Compare paying taxes now vs. later, and find the optimal conversion amount for your tax situation.
Compare a one-time retirement calculator with an ongoing retirement planning template. One gives you a quick estimate. The other becomes your long-term planning companion.
Comparing FIRE calculators and spreadsheet tools for financial independence planning - from free online calculators to detailed retirement projection templates.
Calculate how 401(k) contributions grow over time with employer matching. See the impact of contribution rate, match percentage, and investment returns.
Estimate your Social Security benefits based on earnings history, claiming age, and filing strategies. Understand how timing affects your monthly benefit.
Calculate how much you need for retirement based on your expenses, savings rate, and expected returns. Includes the 4% rule, real examples, and key variables.
Retirement planning spreadsheet for Google Sheets with scenario projections, what-if analysis, milestone tracking, and safety checks. See three scenarios side by side.
Free FIRE planning tools - compare retirement costs by city and country, net worth by generation, and student loan burden by major.