Essentials Spreadsheet Templates
Richer than the free tier: dashboards with charts, pre-filled subcategories, and expanded capacity. One-time $12 per template.
Browse by Category
122 templates across 12 categories
Personal Budgeting
21Monthly, weekly, and annual budget templates for individuals and households.
Business Finance
21Financial statements, bookkeeping, expense tracking, and business planning tools.
Savings & Retirement
12Calculators and trackers for savings goals, retirement planning, and compound growth.
Invoicing & Billing
12Invoice templates, billing statements, and document templates for businesses.
Mortgage & Home
9Mortgage calculators, amortization schedules, and home-related financial tools.
Debt Management
8Tools for tracking and planning debt payoff using various strategies.
Payroll & HR
8Payroll calculators, timesheets, leave trackers, and employee management tools.
Investing & Trading
8Portfolio trackers, trading journals, and investment analysis tools.
Special Purpose
8Event budgets, seasonal planners, and specialty financial templates.
Net Worth & Financial Planning
5Templates for tracking net worth, setting financial goals, and long-term planning.
Auto & Loans
5Auto loan calculators and general loan payment tools.
Tax Planning
5Deduction trackers, tax calculators, and quarterly payment planners.
Popular Essentials templates
Hand-picked across categories - start here if you're not sure what to pick
Monthly Budget
Track monthly income and expenses across categories. A straightforward starting point for anyone looking to get a clear picture of where money goes each month.
Debt Payoff Calculator
Compare snowball and avalanche payoff strategies side by side. Enter multiple debts and see projected payoff timelines and total interest for each method.
Retirement Calculator
Project retirement savings growth based on current age, savings rate, and expected returns. See whether current contributions align with retirement timeline goals.
Invoice Tracker
Track all outstanding and paid invoices in one place. Monitor payment status, aging, and total receivables across clients.
Investment Portfolio Tracker
Track investment holdings across stocks, bonds, and funds. Monitor portfolio value, allocation, and performance in one dashboard.
Home Mortgage Calculator
Calculate monthly mortgage payments and view a full amortization schedule. Enter loan amount, rate, and term to see payment breakdowns over the life of the loan.
FIRE Calculator
Calculate financial independence targets based on annual expenses and savings rate. Project when investment income could cover living costs.
Net Worth Tracker
List assets and liabilities to calculate total net worth. Track changes over time to see overall financial progress.
What makes Essentials different
Full dashboard
KPI strip, charts, and month-over-month tracking - not just a single table.
Pre-filled categories
Realistic sample data and subcategories so you can start without a blank canvas.
Instant download
.xlsx file delivered right after checkout. No sign-up, no macros, no subscription.
Larger capacity
More rows, more categories, more months - built for real-world usage.
Not sure where to start?
Try the free version of any template first. When you're ready for the dashboard and extra capacity, upgrade to Essentials - a one-time $12 purchase.