Lease vs Buy Calculator Essentials-sjabloon
Compare leasing versus buying a vehicle or equipment. Factor in depreciation, residual value, and total cost of ownership over time.
Wat zit erin
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Residual value and equity considerations with color-coded input cells for organized lease vs. buy analysis
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Aparte invoerwerkbladen voor kopen (prijs, aanbetaling, tarief, looptijd, restwaarde) en leasen (kapitaalkosten, geldfactor, restwaarde, looptijd, kosten)
- Dashboard met 6 KPI-kaarten: 5-jaars koopkosten, 5-jaars leasekosten, nettovoordeel, vergelijking maandelijkse betaling, vereiste aanbetaling en break-evenjaar
- 5-jaars vergelijkingstabel met cumulatieve kosten voor kopen versus leasen jaar voor jaar met nettoverschil per jaar
- Scenariovergelijking met 3 presets - Laag Kilometrage, Gemiddeld Gebruik en Hoog Kilometrage - die toont hoe gebruik de totale kosten van elke optie beïnvloedt
- Break-evenanalyse die identificeert wanneer kopen goedkoper wordt dan leasen op basis van cumulatieve kosten
Voorbeeld
Bekijk wat er in dit sjabloon zit
Hoe gebruik je dit Lease vs Buy Calculator sjabloon
Enter lease details
Input the monthly lease payment, lease term, down payment, fees, and any end-of-lease charges.
Enter purchase details
Add the vehicle or equipment price, down payment, loan rate, term, and expected resale or residual value.
Set the comparison period
Enter the total ownership period for the comparison. The calculator factors in depreciation and equity for the buy option.
Compare the results
The dashboard shows total cost of leasing vs buying, including the value of any equity retained in the buy scenario.
Gebouwd door Claude AI. Verfijnd door ons.
We gebruiken Claude AI om elk sjabloon te ontwerpen, na uitgebreid onderzoek. Daarna neemt ons team het over. We verfijnen de indeling, testen elke formule grondig, lossen randgevallen op en polijsten het ontwerp totdat het iets is dat we zelf ook echt zouden gebruiken. De AI brengt ons 80% van de weg. De laatste 20% is puur menselijk oordeel.
Veelgestelde vragen
Does the buy option account for resale value?
Yes. Enter the expected resale or residual value. The calculator subtracts this from the total buy cost since you retain that equity.
What about maintenance differences?
Leases often include warranty coverage for the full term. If maintenance costs differ, add them as separate line items in each scenario.
Which is typically cheaper?
It depends on the specific terms, how long you keep the vehicle or equipment, and the residual value. The calculator shows the exact cost difference for your inputs.
Does it handle equipment leases?
Yes. The template works for vehicles, equipment, or any asset. Enter the relevant lease and purchase terms for whatever you are comparing.
Hoe open ik dit in Google Sheets?
Upload het .xlsx-bestand naar Google Drive en open het vervolgens met Google Sheets. Alle formules en opmaak blijven behouden.
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