Lease vs Buy Calculator Modelo Essentials
Compare leasing versus buying a vehicle or equipment. Factor in depreciation, residual value, and total cost of ownership over time.
O Que Está Incluído
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Residual value and equity considerations with color-coded input cells for organized lease vs. buy analysis
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Planilhas de entrada separadas para compra (preco, entrada, taxa, prazo, valor residual) e leasing (custo capitalizado, fator monetario, valor residual, prazo, taxas)
- Painel com 6 cartoes de KPI: custo de compra em 5 anos, custo de leasing em 5 anos, vantagem liquida, comparacao de parcela mensal, entrada necessaria e ano de equilibrio
- Tabela comparativa de 5 anos mostrando custos acumulados de compra vs leasing ano a ano com diferenca liquida a cada ano
- Comparacao de cenarios com 3 configuracoes predefinidas - Baixa Quilometragem, Uso Medio e Alta Quilometragem - mostrando como o uso afeta o custo total de cada opcao
- Analise de ponto de equilibrio identificando quando comprar se torna menos caro que o leasing em base de custo acumulado
Pré-visualização
Veja o que tem dentro desta planilha
Como Usar Esta Planilha de Lease vs Buy Calculator
Enter lease details
Input the monthly lease payment, lease term, down payment, fees, and any end-of-lease charges.
Enter purchase details
Add the vehicle or equipment price, down payment, loan rate, term, and expected resale or residual value.
Set the comparison period
Enter the total ownership period for the comparison. The calculator factors in depreciation and equity for the buy option.
Compare the results
The dashboard shows total cost of leasing vs buying, including the value of any equity retained in the buy scenario.
Criadas com Claude AI. Aperfeiçoadas por nós.
Usamos Claude AI para criar cada planilha, após uma pesquisa aprofundada. Depois, nossa equipe entra em ação. Refinamos o layout, testamos exaustivamente cada fórmula, corrigimos casos extremos e polimos o design até que pareça algo que nós mesmos usaríamos. A IA nos leva 80% do caminho. Os últimos 20% são puro julgamento humano.
Perguntas Frequentes
Does the buy option account for resale value?
Yes. Enter the expected resale or residual value. The calculator subtracts this from the total buy cost since you retain that equity.
What about maintenance differences?
Leases often include warranty coverage for the full term. If maintenance costs differ, add them as separate line items in each scenario.
Which is typically cheaper?
It depends on the specific terms, how long you keep the vehicle or equipment, and the residual value. The calculator shows the exact cost difference for your inputs.
Does it handle equipment leases?
Yes. The template works for vehicles, equipment, or any asset. Enter the relevant lease and purchase terms for whatever you are comparing.
Como abrir no Google Sheets?
Envie o arquivo .xlsx para o Google Drive e abra com o Google Sheets. Todas as fórmulas e formatações serão preservadas.
Mais modelos Essentials de Auto & Loans
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