Home Equity Loan Calculator Modelo Essentials
Calculate home equity loan payments and see a full amortization schedule. Enter home value, mortgage balance, and desired loan amount.
O Que Está Incluído
- Dashboard with equity and loan summary showing available equity, loan payment, and total interest cost
- Equity and loan setup with home value, current mortgage balance, desired loan amount, and interest rate
- Full amortization schedule for the home equity loan with principal, interest, and remaining balance columns
- Available equity calculation that subtracts mortgage balance from home value to show borrowing capacity
- Combined loan-to-value ratio display with color-coded input cells for organized home equity planning
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Pré-visualização
Veja o que tem dentro desta planilha
Como Usar Esta Planilha de Home Equity Loan Calculator
Enter property details
Input your home current market value and outstanding mortgage balance on the setup sheet.
Set loan terms
Enter the desired home equity loan amount, interest rate, and repayment term.
Review available equity
The calculator shows how much equity you have and the combined loan-to-value ratio with both loans.
Check the amortization
The schedule shows monthly payments, principal and interest split, and remaining balance for the home equity loan.
Criadas com Claude AI. Aperfeiçoadas por nós.
Usamos Claude AI para criar cada planilha, após uma pesquisa aprofundada. Depois, nossa equipe entra em ação. Refinamos o layout, testamos exaustivamente cada fórmula, corrigimos casos extremos e polimos o design até que pareça algo que nós mesmos usaríamos. A IA nos leva 80% do caminho. Os últimos 20% são puro julgamento humano.
Perguntas Frequentes
How is available equity calculated?
Available equity equals your home value minus the current mortgage balance. The calculator shows this amount and what percentage of it you are borrowing.
What is combined loan-to-value?
Combined LTV adds the mortgage balance and home equity loan together, then divides by the home value. Lenders typically cap combined LTV at 80% to 90%.
Does it include the existing mortgage payment?
The schedule covers only the home equity loan payment. Your existing mortgage payment continues separately.
Can I compare different loan amounts?
Yes. Change the desired loan amount and the schedule recalculates instantly showing the new payment and total interest.
Como abrir no Google Sheets?
Envie o arquivo .xlsx para o Google Drive e abra com o Google Sheets. Todas as fórmulas e formatações serão preservadas.
Mais modelos Essentials de Mortgage & Home
Procurando planilhas premium?
Nossas planilhas pagas incluem painéis avançados com várias abas, gráficos nativos do Excel e atualizações contínuas.