Monthly Budget Modelo Essentials
Track monthly income and expenses across categories. A straightforward starting point for anyone looking to get a clear picture of where money goes each month.
O Que Está Incluído
- Interactive dashboard with KPI cards showing total income, total expenses, remaining balance, and budget status
- Pre-built expense categories including housing, food, transportation, utilities, entertainment, and more
- Monthly budget worksheet with automatic formulas - enter amounts and totals update instantly
- Income vs. expense comparison with automatic surplus or deficit calculation
- Color-coded input cells (yellow) and result cells (blue) so you know exactly where to type
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Interactive dashboard with KPI cards showing total income, total expenses, remaining balance, and budget status
- Pre-built expense categories including housing, food, transportation, utilities, entertainment, and more
- Monthly budget worksheet with automatic formulas - enter amounts and totals update instantly
- Income vs. expense comparison with automatic surplus or deficit calculation
- Painel com 6 cartões de KPI: total renda, despesas totais, poupança líquida, taxa de poupança, variação orçamentária, e meses tracked
- Orçamento Configuração aba com renda e despesa categorias, mensal metas, e anual orçamento totals
- Mensal Acompanhamento aba for registro real renda e gastos em todas categorias para qualquer given mês
- Orçamento vs Realizado aba comparando metas to real gastos for cada categoria com over/under variance e codificação por cores
- Ano a Ano aba mostrando renda, despesas, e poupança by mês across 2 anos com percent mudar calculations
Pré-visualização
Veja o que tem dentro desta planilha
Como Usar Esta Planilha de Monthly Budget
Enter your income
List all income sources in the income section - salary, side income, freelance earnings, or any other money coming in.
Add your expenses
Fill in each expense category with your budgeted and actual amounts. The template includes common categories like housing, food, and transportation.
Review the dashboard
The Dashboard sheet shows your total income vs expenses, savings rate, top spending category, and a monthly trend chart.
Adjust monthly
Update amounts each month. The formulas recalculate automatically, helping you spot trends and adjust spending over time.
Criadas com Claude AI. Aperfeiçoadas por nós.
Usamos Claude AI para criar cada planilha, após uma pesquisa aprofundada. Depois, nossa equipe entra em ação. Refinamos o layout, testamos exaustivamente cada fórmula, corrigimos casos extremos e polimos o design até que pareça algo que nós mesmos usaríamos. A IA nos leva 80% do caminho. Os últimos 20% são puro julgamento humano.
Perguntas Frequentes
What expense categories are included?
The template includes housing, food and dining, transportation, utilities, entertainment, shopping, health, personal care, subscriptions, savings, and miscellaneous. You can rename any category to match your spending.
Can I add more expense categories?
Yes. There are extra blank rows for additional categories. Insert new rows above the totals row and the SUM formulas will adjust automatically.
How does the savings rate calculate?
The savings rate formula divides your net savings (income minus expenses) by your total income. It updates automatically as you enter your numbers.
Can I track multiple months in one file?
This template is designed for a single month. For multi-month tracking with trends and comparisons, consider our premium Monthly Budget Template.
Como abrir no Google Sheets?
Envie o arquivo .xlsx para o Google Drive e abra com o Google Sheets. Todas as fórmulas e formatações serão preservadas.
Mais modelos Essentials de Personal Budgeting
Procurando planilhas premium?
Nossas planilhas pagas incluem painéis avançados com várias abas, gráficos nativos do Excel e atualizações contínuas.