Subscription Tracker Spreadsheet (Excel Template, Annualized Costs)
A subscription tracker spreadsheet logs every recurring charge, annualizes the cost, and flags renewal dates. Excel template plus a 10-minute audit routine.
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Insights and Updates
FinancialAha Blog
Learn more about FinancialAha, financial tracking, planning, concepts, implementation, usage, the vision behind FinancialAha, and more.
Retirement Withdrawal Calculator Spreadsheet (4 Percent Rule Built In)
A retirement withdrawal calculator spreadsheet uses the 4 percent rule with configurable rates. Includes safe withdrawal rate research, dynamic spending models, and a downloadable template.
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Freelancer Cash Flow Spreadsheet: Monthly Reconciliation in 15 Minutes
A freelancer cash flow spreadsheet tracks invoiced revenue, collections timing, and operating expenses. 15-minute monthly reconciliation routine and Google Sheets template.
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Rental Property Cash Flow Spreadsheet (Excel, Per-Unit Tabs)
A rental property cash flow spreadsheet tracks income, expenses, and net per unit. Includes Excel template, worked example for a 4-unit portfolio, and Schedule E categories.
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YNAB Alternative in Google Sheets: The Method, Mapped Cell by Cell
YNAB costs $109/year. The same four-rule method in Google Sheets costs $19 once. Here's how each YNAB rule maps to a spreadsheet cell, with worked examples.
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End-of-Year Budget Review Template: A 12-Month Retrospective
A year-end budget review template that walks through the 12 months you just lived. Variance per category, savings rate trend, and a checklist for next year's plan.
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Investment Portfolio Tracker (Excel, With Dividend Log and ROI)
An investment portfolio tracker spreadsheet logs holdings, dividends, and returns across accounts. Includes Excel template, ROI formula, and broker CSV import workflow.
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Financial Independence Spreadsheet: 5 Options Ranked for 2026
Five financial independence spreadsheets compared in 2026: Mad Fientist's, Personal Capital export, ProjectionLab, Aspire, and the FinancialAha Financial Planning Spreadsheet.
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Free Expense Tracker Google Sheets Template (5-Minute Setup)
Free expense tracker templates for Google Sheets in 2026. Includes Google's built-in version, two community options, setup walkthrough, and when paid is worth $15.
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How to Budget a 2-Week Europe Trip (Country-by-Country Costs)
Per-day cost estimates for 16 European countries in 2026, plus a worked example for a 2-week trip and a Google Sheets travel budget template.
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Wedding Budget Spreadsheet: 80 Rows That Cover the Whole Day
A wedding budget spreadsheet with 80 vendor and item rows, deposit tracking, and a guest-count multiplier. Free walkthrough plus Excel template at $12.
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One Page Financial Plan Template: 7 Sections That Actually Matter
A one-page financial plan template covers 7 sections: goals, net worth, cash flow, savings, debt, insurance, and a single this-quarter focus. Free walkthrough.
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Lean FIRE vs Fat FIRE vs Coast FIRE: What the Numbers Actually Are
Lean FIRE, Fat FIRE, Coast FIRE, Barista FIRE explained with named dollar thresholds. Includes side-by-side numbers and a free FIRE calculator that runs your own scenario.
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Free Net Worth Tracker Spreadsheet: Download, Walkthrough, and 3 Alternatives
The best free net worth tracker spreadsheets for Google Sheets in 2026, with a walkthrough of each, what's missing, and when paying $35 once is worth it.
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How to Plan a Yearly Budget in Google Sheets (6-Step Walkthrough)
How to plan a yearly budget in Google Sheets, step by step. Covers seasonal expenses, irregular income, the 12-month grid layout, and a worked example for a family.
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