Emergency Fund Calculator: How Many Months Makes Sense
An emergency fund calculator multiplies essential monthly expenses by your target months of coverage. Includes lookup table for stable vs variable income and a worked example.
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Insights and Updates
FinancialAha Blog
Learn more about FinancialAha, financial tracking, planning, concepts, implementation, usage, the vision behind FinancialAha, and more.
How to Build a 40-Year Retirement Plan in Google Sheets
A complete walkthrough of building a 40-year retirement projection in Google Sheets, from accumulation through withdrawal phase, with formulas and a downloadable template.
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Tiller Alternative: Google Sheets Budgeting Without the Subscription
Tiller costs $79 a year for automated bank sync into Google Sheets. Here's a one-time alternative for $39 that owns the spreadsheet without the bank aggregator.
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Net Worth by Age: What the Numbers Say and How to Track Yours
Median and average net worth by age in 2026, based on the Federal Reserve's Survey of Consumer Finances. Plus a Google Sheets tracker that compares your number to the data.
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Quarterly Estimated Tax Spreadsheet: Safe Harbor Rule Explained
How to calculate quarterly estimated taxes in a spreadsheet, with the safe harbor rule, 2026 due dates, and a worked example for a freelancer earning $80,000 net.
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Debt Snowball Spreadsheet: Payoff Order in One Excel File
A debt snowball spreadsheet sorts your balances smallest to largest and shows the payoff order. Includes Excel template, worked example, and snowball vs avalanche math.
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Aspire Budgeting Alternative: Maintained Google Sheets Templates with Real Updates
Aspire Budgeting is great until it isn't. Here's a maintained Google Sheets alternative with active updates, multiple methodologies, and onboarding that doesn't take a weekend.
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Coast FIRE Calculator Explained: Formula and Three Worked Examples
The Coast FIRE formula in plain text, plus three worked examples at ages 28, 35, and 45. Free Google Sheets calculator that runs the numbers for your own situation.
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25 Self-Employed Tax Deductions for 2026 (With Tracker Template)
25 deductions self-employed people commonly miss in 2026, mapped to Schedule C lines and tracker rows. Includes home office, mileage, retirement, and health insurance.
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Free Monthly Budget Template for Google Sheets (2026 Edition)
The best free monthly budget templates for Google Sheets in 2026. Includes Google's built-in template, three Reddit favorites, and when free runs out of room.
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How to Calculate Your Net Worth (Formula, Example, 2026 Template)
Net worth equals total assets minus total liabilities. Here's the formula, a worked example with real numbers, and a Google Sheets template that does it for you.
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ProjectionLab Alternative: Retirement Projections in a Spreadsheet You Can Audit
ProjectionLab costs $109/yr or $1,199 lifetime. A Google Sheets retirement projection template with the same core math costs $49 once. Side-by-side comparison.
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Tax Deduction Tracker in Google Sheets: Schedule A Categories, Row by Row
How to build a tax deduction tracker in Google Sheets, with Schedule A categories mapped to spreadsheet rows. Template link, worked example, 2026 standard deduction.
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Net Worth Percentile by Age: Where Do You Stand? (2026 Data)
See where your net worth ranks compared to others your age. Includes median and percentile data from the Federal Reserve for every age group, plus a free calculator to check your exact percentile.
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Budget Spreadsheet Templates for Google Sheets (2026)
Compare the best budget spreadsheet templates for Google Sheets in 2026. Covers free and paid options, what to look for, and which template fits different budgeting styles - from simple tracking to full annual planning.
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