FIRE Calculator Essentials-sjabloon
Calculate financial independence targets based on annual expenses and savings rate. Project when investment income could cover living costs.
Wat zit erin
- Dashboard with FIRE target number and projected timeline to financial independence based on current inputs
- Calculator with annual expenses, current savings, annual income, and savings rate input fields
- Investment growth projections showing year-by-year portfolio balance on the path to financial independence
- Safe withdrawal rate modeling using the 4% rule and customizable withdrawal percentages for planning
- Multiple FIRE number scenarios including lean, traditional, and fat FIRE targets with color-coded inputs
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with FIRE target number and projected timeline to financial independence based on current inputs
- Calculator with annual expenses, current savings, annual income, and savings rate input fields
- Investment growth projections showing year-by-year portfolio balance on the path to financial independence
- Safe withdrawal rate modeling using the 4% rule and customizable withdrawal percentages for planning
- Multi-scenario FIRE-doelen die lean, traditioneel, fat en barista FIRE naast elkaar vergelijken
- Dashboard met 6 KPI's: FIRE-getal, jaren tot FIRE, huidig spaarpercentage, portefeuillewaarde, jaarlijkse uitgaven en veilig onttrekkingsbedrag
- Coast FIRE-analyse die toont wanneer je portefeuille zonder extra bijdragen kan groeien naar het FIRE-getal
- Jaar-voor-jaar portefeuilleprojectie met spaargeld, beleggingsgroei en voortgang richting het FIRE-doel
- Onttrekkingspercentagemodellering die 3%, 3,5%, 4% en 4,5% percentages vergelijkt met schattingen van portefeuilleduurzaamheid
Voorbeeld
Bekijk wat er in dit sjabloon zit
Hoe gebruik je dit FIRE Calculator sjabloon
Enter annual expenses
Input your current annual living expenses. This figure drives the FIRE number calculation based on the withdrawal rate.
Add savings and income
Enter current savings balance, annual income, and your current savings rate. The template computes the gap to financial independence.
Review FIRE targets
The dashboard shows lean, traditional, and fat FIRE numbers based on your expenses and the selected withdrawal rate.
Check the timeline
Year-by-year projections estimate when your portfolio could reach the FIRE target at your current savings and investment growth rates.
Gebouwd door Claude AI. Verfijnd door ons.
We gebruiken Claude AI om elk sjabloon te ontwerpen, na uitgebreid onderzoek. Daarna neemt ons team het over. We verfijnen de indeling, testen elke formule grondig, lossen randgevallen op en polijsten het ontwerp totdat het iets is dat we zelf ook echt zouden gebruiken. De AI brengt ons 80% van de weg. De laatste 20% is puur menselijk oordeel.
Veelgestelde vragen
What is the FIRE number?
The FIRE number is the portfolio size needed for investment income to cover living expenses. Using the 4% rule, it equals annual expenses multiplied by 25.
What is the difference between lean, traditional, and fat FIRE?
Lean FIRE targets a minimal lifestyle, traditional FIRE matches current spending, and fat FIRE targets a more comfortable or higher-spending lifestyle.
Can I change the withdrawal rate?
Yes. The withdrawal rate field is editable. Lower rates (3%) require a larger portfolio but may be more sustainable. Higher rates (5%) need less but carry more risk.
Does it account for Social Security?
Not directly. If you expect Social Security income, reduce your annual expense input by that amount to see the portfolio needed to cover the remaining gap.
Hoe open ik dit in Google Sheets?
Upload het .xlsx-bestand naar Google Drive en open het vervolgens met Google Sheets. Alle formules en opmaak blijven behouden.
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