Loan Amortization Essentials 模板
Generate an amortization schedule for any fixed-rate loan. See each payment split between principal and interest across the full loan term.
包含内容
- Dashboard with loan summary showing monthly payment, total principal, total interest, and payoff date
- Loan setup with amount, annual interest rate, and term in months or years for any fixed-rate loan type
- Complete amortization schedule with payment number, date, principal portion, interest portion, and balance
- Monthly principal and interest split displayed for every payment from the first month to the final one
- Remaining balance tracking with color-coded input fields (yellow) and formula-driven schedule (blue)
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with loan summary showing monthly payment, total principal, total interest, and payoff date
- Loan setup with amount, annual interest rate, and term in months or years for any fixed-rate loan type
- Complete amortization schedule with payment number, date, principal portion, interest portion, and balance
- Monthly principal and interest split displayed for every payment from the first month to the final one
- 设置多达5笔独立贷款，包括名称、贷款金额、年利率、期限（月数）和起始日期
- 仪表盘包含6个KPI卡片：每月总还款额、总债务、所有贷款总利息、贷款数量、最短期限和最高利率
- 前2笔贷款各有专门的完整还款计划表，包含每期还款日期、本金、利息和剩余余额
- 所有贷款汇总表，并排显示每笔贷款：月供、总利息、总成本和任意时点的剩余余额
- 额外还款影响表，模拟额外月供如何影响每笔贷款的利息节省和还款日期
预览
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如何使用这个Loan Amortization模板
Enter loan details
Input the loan amount, annual interest rate, and term in months or years on the loan setup sheet.
Review the payment
The calculator shows your fixed monthly payment amount based on the loan terms you entered.
Study the schedule
The amortization table displays each payment with its principal portion, interest portion, and remaining balance.
Track the payoff
The dashboard summarizes total principal, total interest, and the date of the final payment.
由 Claude AI 构建，经我们精心打磨。
我们使用 Claude AI 在深入研究后起草每个模板。然后由团队接手，优化布局、全面测试每个公式、修复边界情况，并打磨设计，直到达到我们自己愿意使用的标准。AI 完成了 80% 的工作，最后 20% 靠的是人工判断。
常见问题
What types of loans does this work for?
Any fixed-rate, fully amortizing loan - mortgages, personal loans, auto loans, or business loans. Enter the terms and the schedule generates automatically.
Can I enter the term in months?
Yes. The setup accepts months or years. A 5-year loan can be entered as 60 months or 5 years.
Why does the principal portion grow each month?
As the balance decreases, less of each payment goes to interest and more goes to principal. This is how standard amortization works.
Does it handle extra payments?
This template generates a standard amortization schedule without extra payments. For extra payment modeling, use the Mortgage Payoff Calculator.
如何在 Google Sheets 中打开？
将 .xlsx 文件上传到 Google Drive，然后使用 Google Sheets 打开。所有公式和格式都会保留。