Loan Amortization Modello Essentials
Generate an amortization schedule for any fixed-rate loan. See each payment split between principal and interest across the full loan term.
Cosa include
- Dashboard with loan summary showing monthly payment, total principal, total interest, and payoff date
- Loan setup with amount, annual interest rate, and term in months or years for any fixed-rate loan type
- Complete amortization schedule with payment number, date, principal portion, interest portion, and balance
- Monthly principal and interest split displayed for every payment from the first month to the final one
- Remaining balance tracking with color-coded input fields (yellow) and formula-driven schedule (blue)
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with loan summary showing monthly payment, total principal, total interest, and payoff date
- Loan setup with amount, annual interest rate, and term in months or years for any fixed-rate loan type
- Complete amortization schedule with payment number, date, principal portion, interest portion, and balance
- Monthly principal and interest split displayed for every payment from the first month to the final one
- Configura fino a 5 prestiti separati con nome, importo del prestito, tasso di interesse annuale, durata in mesi e data di inizio
- Dashboard con 6 schede KPI: rate mensili totali, debito totale, interessi totali su tutti i prestiti, numero di prestiti, durata più breve e tasso più alto
- Piano di ammortamento completo dedicato per ciascuno dei primi 2 prestiti con data di pagamento, capitale, interessi e saldo residuo per ogni rata
- Foglio riepilogo di tutti i prestiti che mostra ogni prestito affiancato: rata mensile, interessi totali, costo totale e saldo residuo in qualsiasi momento
- Foglio impatto pagamenti extra che simula come pagamenti mensili aggiuntivi influenzano il risparmio sugli interessi e la data di estinzione per ogni prestito
Anteprima
Scopri cosa contiene questo modello
Come usare questo modello Loan Amortization
Enter loan details
Input the loan amount, annual interest rate, and term in months or years on the loan setup sheet.
Review the payment
The calculator shows your fixed monthly payment amount based on the loan terms you entered.
Study the schedule
The amortization table displays each payment with its principal portion, interest portion, and remaining balance.
Track the payoff
The dashboard summarizes total principal, total interest, and the date of the final payment.
Creati da Claude AI. Perfezionati da noi.
Utilizziamo Claude AI per creare ogni modello, dopo una ricerca approfondita. Poi interviene il nostro team. Miglioriamo il layout, testiamo ogni formula, correggiamo i casi limite e rifiniamo il design fino a ottenere qualcosa che useremmo noi stessi. L'AI ci porta all'80%. L'ultimo 20% è tutto giudizio umano.
Domande frequenti
What types of loans does this work for?
Any fixed-rate, fully amortizing loan - mortgages, personal loans, auto loans, or business loans. Enter the terms and the schedule generates automatically.
Can I enter the term in months?
Yes. The setup accepts months or years. A 5-year loan can be entered as 60 months or 5 years.
Why does the principal portion grow each month?
As the balance decreases, less of each payment goes to interest and more goes to principal. This is how standard amortization works.
Does it handle extra payments?
This template generates a standard amortization schedule without extra payments. For extra payment modeling, use the Mortgage Payoff Calculator.
Come posso aprirlo in Google Sheets?
Carica il file .xlsx su Google Drive, poi aprilo con Google Sheets. Tutte le formule e la formattazione saranno conservate.
Altri modelli Essentials Mortgage & Home
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