Essentials Personal Budgeting 模板
21 个高级personal budgeting模板，适用于 Excel 和 Google Sheets。
Monthly Budget
Track monthly income and expenses across categories. A straightforward starting point for anyone looking to get a clear picture of where money goes each month.
50/30/20 Budget
Organize spending into needs, wants, and savings using the 50/30/20 framework. Useful for those who prefer a percentage-based approach to budgeting.
Zero-Based Budget
Assign every dollar of income to a specific category until the balance reaches zero. Designed for people who want full control over each dollar.
Household Budget
Track household income and expenses for families or shared living situations. Covers dual incomes, shared bills, and household-specific categories.
Weekly Budget
Plan and track spending on a week-by-week basis. Works well for those paid weekly or who prefer a shorter budgeting cycle.
Paycheck Budget
Align budget planning with pay dates. Map each paycheck to specific bills and expenses for clearer cash flow timing.
Annual Budget Planner
Plan and review finances across all 12 months in one view. Helpful for spotting seasonal patterns and planning ahead.
Student Budget
Track student income sources like financial aid and part-time work alongside typical student expenses. Built with semester-based finances in mind.
Envelope Budget
Apply the envelope budgeting method in spreadsheet form. Allocate fixed amounts to spending categories and track what remains in each envelope.
Simple Budget Worksheet
A minimal, beginner-friendly budget worksheet. List income and expenses, see the balance - nothing more, nothing less.
60/20/20 Budget
Structure spending with 60% for committed expenses, 20% for financial goals, and 20% for flexible spending. A security-first budgeting approach.
70/20/10 Budget
Divide income into 70% living expenses, 20% savings, and 10% giving or debt. A minimalist percentage-based budgeting framework.
80/20 Budget
A simplified two-bucket approach - save 20% and spend the remaining 80% however needed. For those who prefer minimal budget categories.
Monthly Budget Calendar
View bills and expenses on a calendar layout. See exactly when payments are due throughout the month for clearer cash flow planning.
Expense Tracker
Log daily expenses and see monthly summaries by category. Focused purely on tracking spending - no budgeting targets required.
Income and Expense Worksheet
Compare total income against total expenses in a clean worksheet format. A simple way to see whether money in exceeds money out.
Bill Tracker
Keep track of recurring bills, due dates, and payment status. Useful for staying on top of monthly obligations and avoiding missed payments.
Subscription Tracker
Log all active subscriptions with renewal dates and costs. See total monthly and annual subscription spending at a glance.
Money Tracker
A simple daily money log for recording income and spending. Minimal setup - just enter amounts and see running totals.
Wedding Budget
Plan and track wedding expenses across vendors, venues, and categories. Includes typical wedding cost categories with space for deposits and final payments.
Travel Budget
Plan trip expenses and track daily spending while traveling. Covers flights, accommodation, food, activities, and other travel categories.